Calculators

Analysis of your current financial situation can help clarify your short- and long-term goals. The calculators on this page are tools to assist you in getting a clearer view of where you are financially–where you're headed–and what you need to do to get where you want to go.

Asset Allocation

Asset Allocation Planner: Determine your investing style based on your tolerance for risk and years to retirement.
Current Asset Allocation: Determine how your assets are currently allocated.

College Savings

College Planner: Set up a savings schedule for your children's college tuition.

Financial Health

Net Worth Calculator: Review your asset and liabilities to determine your net worth.

Retirement Planning: IRAs

IRA Analyzer: Explore the features of both the Roth IRA and Traditional IRA to see if an IRA is right for you.
IRA Comparisons: Determine which type of IRA contribution is appropriate for you.
Traditional IRA vs. Taxable Savings: Analyze the effect of saving to a traditional IRA versus saving to a taxable savings account.
Roth Analyzer: Analyze the effect of saving to a Roth 401(k)/403(b) versus saving to a Regular 401(k)/403(b).

Retirement Planning: Living in Retirement

Depletion Calculator: Determine how long your money will last given various retirement scenarios.
Distribution Calculator: Weigh your choices for withdrawing funds from your account.
Required Minimum Distribution: Determine a required minimum distribution amount for a person that is 70½ or older.

Retirement Planning: Saving for Retirement

Gap Analysis: Are you on track for retirement?
Retirement Budget Estimate: Create a retirement budget worksheet.
Retirement Savings: How much will I have in my account at retirement?
Social Security Calculator: Estimate your Social Security benefit.

Savings Goal Planning

Budget and Cash Flow: Create an annual budget/cash flow worksheet.
Savings Goal Calculator: Determine how much you should save to reach a specific goal.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.